What does this mean?
  • A property not previously occupied. For converted properties, it is where the property has not been occupied since the conversion was undertaken;
  • A property being sold or marketed by the builder or developer (regardless of whether it has been previously tenanted);
  • Built within the 2 years preceding the mortgage application;
  • Converted into a flat within the 2 years preceding the mortgage application as part of the conversion of a former mill, factory, school, church, council tower block (for example).
What does this mean?
Please input the lower between the purchase price and valuation of the property you are buying or, if you haven't yet found a property, input the maximum purchase price you would consider.
What does this mean?
This is the amount of your own money that you are putting towards purchasing your property.
What does this mean?
The number of whole years you want your mortgage for. If you wish to borrow beyond your expected retirement date, please contact us.

Using your personal information


  • We use the information you give us to assess your application and set up and manage your account.
  • We'll share your information with credit reference agencies to help determine what products and services we can provide you – these agencies will use the information for assessing applications, debt tracing and prevention of money laundering.
  • If we spot a fraud risk and you knowingly provide false or inaccurate information we'll pass your details to fraud prevention agencies. Further details explaining how the information is held by fraud prevention agencies can be found in our Privacy Notice.
  • If you are giving us information about another individual, you confirm that you are authorised to provide this information and that you have informed them that their information will be used in accordance with our Privacy Notice.

Check out our Privacy Notice for full details on how we collect, use and keep your info.

Need Help?

Call Us

0800 20 21 22

Monday - Friday, 9am - 5pm